Someone else's mistake.
You're the one paying for it.
The mortgage. The car. The apartment. The job. One wrong thing on your credit report can stand between you and all of it — and you didn't even put it there.
Work to get the mistake off your report — and see if you may be owed for what it cost you.
4 quick questions · No SSN · No credit pull · Always free
Sound familiar?
- You got denied — and the reason makes no sense.
- You disputed it with the bureau. They ignored you.
- Accounts you never opened are wrecking your score.
- A background check cost you a job over something that isn't yours.
- Your insurance went up and no one will tell you why.
Imagine getting a yes for once.
- The house you keep getting talked out of.
- A car loan that doesn't come with a punishing rate.
- The apartment that stops turning you away.
- The job offer that actually sticks.
For a lot of people, all of that is sitting on the other side of fixing one mistake.
What could I be owed?
Under federal law you may be entitled to compensation when a company reports false information and fails to correct it — actual damages, statutory damages, and in willful cases punitive damages. Every case is different and no outcome is guaranteed. A partner firm will tell you what your specific situation may support, free.
Before CreditHound. After.
- Before: Denial letters piling up on the counter
- Before: Rates that punish you for someone else's mistake
- Before: Explaining yourself to people who won't listen
- Before: That knot in your stomach every time your credit gets run
- After: The “approved” you stopped expecting
- After: A rate that matches who you actually are
- After: Nothing to explain — your report is clean
- After: Possible compensation for what the mistake may have cost you
Same you. Same income. Same mistake — gone.
We fight for you.
No letters to write. No calls to make. No bureau to argue with. A consumer-protection lawyer takes your case and goes after the mistake for you — start to finish.
- They fight. You don't. A lawyer handles the bureau, the company, all of it.
- A professional, not a to-do list. Someone whose job is winning these.
- Someone's finally in your corner.
You've carried this long enough. Let someone who does this for a living take it from here.
Free to you. Start to finish.
When a credit bureau or company breaks the law, they pay the lawyer - not you. CreditHound is free. We connect you with attorneys who take these cases on contingency - no upfront cost, no bill from us, ever.
1 in 5
credit reports contains an error.
FTC, 2013
How it works
Tell us what happened.
A few quick questions — no credit pull, no SSN.
See what's wrong.
We show you the mistakes that could be dragging you down, in plain English.
The mistake comes off — and they may owe you.
If it qualifies, a partner law firm pursues it. The false item gets corrected, and you may recover money for what the error cost you. You pay nothing either way.
4 quick questions · No SSN · No credit pull · Always free
Two things can happen.
Your report gets fixed.
The false item comes off. The thing that was blocking you — the loan, the apartment, the job — stops being blocked by something that was never true.
You may get paid.
Federal law doesn't just require accuracy. When a company reports something false and fails to correct it, you may be entitled to compensation for the harm it caused — and the company pays your legal fees, not you.
Fair Credit Reporting Act §§1681n, 1681o
Most people only know about the first one.
Not sure where to start?
If you're not sure what's on your report or what counts as a mistake, take the free credit review. We'll walk you through it, step by step.
The problem is real.
5.8 million
credit reporting complaints filed with the CFPB in 2025
CFPB Annual Report, 2025
30 days
the legal deadline a credit bureau has to investigate your dispute
Fair Credit Reporting Act §611
The track record.
$12M+
recovered for consumers by our partner firms
30+ yrs
combined consumer protection experience
1,000+
cases handled
We work with consumer law firms that do this every day. They work on fee-shifting: when you prevail, the company that made the error pays the legal fees.
Figures reflect the combined experience and results of CreditHound's partner law firms, not CreditHound. Prior results do not guarantee a similar outcome. CreditHound is not a law firm and does not provide legal advice. Attorney advertising.
The part everyone asks about
Is this credit repair?
No. This is not credit repair. No monthly subscription. No hidden fees to Credithound. We find real mistakes and help you fix them.
What does it cost me?
Nothing. When the law is broken, the company that broke it pays the lawyer — not you.
Will this hurt my score?
No. Checking is free and changes nothing on your report.
Your credit should say who you actually are.
Fixed report. Money for the damage. Neither costs you anything.
Not what someone else got wrong. Find out what's dragging you down — and what a lawyer can do about it, free.
4 quick questions · No SSN · No credit pull · Always free