Company overview
About CreditHound
CreditHound is a free consumer service operated by LeadsAI LLC that helps people understand possible credit report errors and, when appropriate and with their consent, connect with a partner law firm.
The initial questionnaire does not pull or upload your credit report. CreditHound does not provide legal advice.
What CreditHound does
- A short questionnaire that ends in a plain-English summary of your rights and the next steps available to you, including the ones you can take yourself for free.
- Free public guides and evidence checklists explaining how credit reporting disputes work and what records are worth keeping.
- An optional, consent-based introduction to a partner law firm that reviews the situation on its own terms.
The initial questionnaire does not pull or upload your credit report and does not automatically identify errors in it. CreditHound does not provide legal advice.
How it works
Answer the questionnaire
A short set of questions about what looks wrong on your report and what it has cost you. No credit pull, no report upload, no credit card.
Get a plain-English rights summary
You see what the Fair Credit Reporting Act says about your situation, what records are worth keeping, and the steps you can take yourself for free.
Optional partner-firm review
If your answers look like they may qualify and you consent, your information can be shared with a partner law firm. The firm decides on its own whether to offer representation.
A review by an attorney is not automatic. It happens only if your answers look like they may qualify and you consent to the introduction.
Who we help
Explore guidance for these situations. Not everyone who uses CreditHound will qualify for a partner-firm review, and anyone who is unsure is welcome to use the free educational resources instead.
- Your file is mixed with someone else'sAccounts, addresses or names belonging to another person appear on your report.
- Accounts opened in your nameCredit you never applied for keeps showing up after you reported the theft.
- You are reported as deceasedA deceased marker on a living person's file can block credit and employment.
- A background or screening report cost you somethingA job, apartment or license decision came back with information you believe is wrong.
- A dispute came back “verified” and it is still wrongThe bureau closed the investigation, the entry never changed.
- A paid collection still shows a balanceYou paid or settled, and the report has not caught up.
- You were denied a loan over a report entryWhat the denial notice gives you, and what to do with it.
Key facts
- Brand
- CreditHound
- Operator
- LeadsAI LLC
- Consumer cost
- Free. No monthly CreditHound fees.
- What you can use
- A short questionnaire and free educational resources.
- Legal services
- Provided by partner law firms, which decide independently whether to offer representation.
- Report access
- No credit pull and no report upload are needed for the questionnaire.
- Contact
- +1 516-407-8274
Who we are
CreditHound is a brand owned by LeadsAI LLC, a marketing and technology company. CreditHound is a free consumer technology service and is not a credit repair organization. LeadsAI is not a law firm, does not provide legal services or legal advice, and is not a substitute for a lawyer.
Legal services are provided by partner law firms. CreditHound works with a limited number of partner law firms. If your file qualifies and you consent, your information will be shared with a partner law firm, which decides on its own whether to offer you representation. LeadsAI LLC and one of the partner law firms have common ownership. Partner law firms may work together as co-counsel and share legal fees, which will be disclosed in any retainer agreement. You are free to consult any lawyer you choose.
How our newest guides are written
Our guides provide general consumer information and link to the laws and public resources they discuss. The guides published in September 2026 were prepared with AI assistance and checked against the cited sources. They have not been individually reviewed by an attorney and are not legal advice.
Common questions
What does CreditHound cost?
Nothing. There is no consumer fee and no monthly CreditHound subscription. If a partner law firm takes your case, the firm explains its own fee arrangement to you in writing before you agree to anything.
Do I need my credit report or my Social Security number to start?
Not for the initial questionnaire. It asks what you are seeing and how to reach you — no credit pull, no report upload and no Social Security number. If you go further, a law firm may ask you for documents to evaluate the matter.
Is CreditHound a law firm or a credit repair company?
Neither. CreditHound is operated by LeadsAI LLC, a marketing and technology company. It is not a credit repair organization and it does not draft, mail or file disputes for you. Legal services are provided only by partner law firms, which decide independently whether to offer representation.
Who sees what I submit?
Your answers are used to give you the rights summary. If your file looks like it may qualify and you consent, your information is shared with a partner law firm for review. Our privacy policy explains how information is handled.
Am I guaranteed a lawyer?
No. A partner law firm decides independently whether to offer representation, and you are free to consult any lawyer you choose. No outcome is guaranteed.
Not credit repair. No monthly fees.
We focus on information that looks inaccurate, not promises to erase accurate debts or raise your score. CreditHound never charges you.
Start My Free CheckCreditHound is not a law firm and does not provide legal advice. Using our service does not create an attorney-client relationship. Outcomes are not guaranteed.